1. Sign Up You must be a parent or guardian to enroll a teenager in the program.
There is no credit check necessary and your teen does not need a bank account, but we will need to collect some information from you in order to enroll your teen for a PAYjr Visa Buxx Card. We must collect this information due to the USA PATRIOT Act *, which is a federal law requiring all financial institutions to obtain, verify, and record information that identifies each person that opens an account.

2. Verify Bank Account We will divide your first load to the PAYjr Visa Buxx Card into two random transactions and debit them from your checking account. PAYjr will then ask you to view your bank account online or contact your bank directly to determine the two random amounts. Once this step is completed, your account will be verified and you can proceed to load the PAYjr Visa Buxx Card or order additional PAYjr Visa Buxx Cards.

3. Activate the PAYjr Visa Buxx Card Your teen's PAYjr Visa Buxx Card will arrive in about 10 days. Once you receive the PAYjr Visa Buxx Card, you or your teen can activate the PAYjr Visa Buxx Card by logging on to the PAYjr website or by calling the automated telephone system at 1-800-881-1969.

4. Earn Smart. Spent Smart. Use the PAYjr website to check your balance, track spending, load the PAYjr Visa Buxx Card, set up custom alerts, and teach your teen to manage their money.